Fa'amatalaga atoa a Doc Jumbo
Doc Jumbo atoaOle aofa'i ole nonogatupe e sili atu ile tapula'a mo se nonogatupe e fa'amalieina.
Tau:Kiliki INEI
Fa'ailoga Full Doc Jumbo Polokalama
Palemia 30 Tausaga Fa'amau & 10/6 ARM
1) Max.LTV 80% mo le fa'atau;Max.LTV 70% mo C/O;
2) Max.Tupe Faaunegatupe $3.0M;
3) Min.12 masina fa'aagaga ile PITIA;
4) Min.FICO 720.
Fa'alautele 30 Tausaga Fa'amau
1) Faaunegatupe $400K~$4.0M
2) Max DTI e oo atu i le 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * O lenei polokalame e na'o fa'atau.
Teuga ma tului.Tele Tupe Teu, Mau'u Fua!
O tupe teu e mo se CD 12-masina (e tatau ona teuina i totonu o se teugatupe ua filifilia e AAA).
E eseese tului i le aso e tatala ai.Ole fua faatatau e 4.25% ile 12/08/2023.
Ole tupe maualalo ole20%o le aofaiga o nonogatupe.
1) Max.Tupe Faaunegatupe $4.0M
2) Max.DTI 45%
3) Min.FICO 700
Kiliki INEIe maua tapula'a LTV & FICO ma nisi fa'amatalaga ile Matrix.
Fa'asalalau Jumbo
Tala Fou ma Vitio
Elite Jumbo Nonogatupe: O Fea e fetaui ai ma le taugofie
Fa'asalaina Full Doc Jumbo Nonogatupe: Ose Ta'iala Moni-Fa'alelalolagi mo Fa'atau ma Fa'atauga Maulalo FICO➡Vitio
Fa'asilisiliina o Fa'ato'aga Fa'ato'aga Fa'atasi ma Nogatupe Full Doc Jumbo: Fa'amamafa i luga ole Fale Fa'atonu 30-Tausaga Fa'amautu ma le Fa'amaonia.➡Vitio
Fa'asalaina Full Doc Jumbo Nonogatupe: Le Matafaioi Mata'utia o le Puleaina o Mokesi Totogi tuai➡Vitio
O le a le Jumbo Loan?
O se nonogatupe jumbo o se ituaiga o faʻatupega e sili atu i tapulaʻa ua faʻatulagaina e le Federal Housing Finance Agency ma e le mafai ona faʻatau, faʻamaonia, pe faʻamaonia e Fannie Mae poʻo Freddie Mac.E tatau i tagata e ona fale ona sili atu le mamafa o mana'oga aitalafu nai lo i latou e talosaga mo se nonogatupe masani.Jumbo nonogatupe e mafai ai ona e faʻatau mea taugata.O se nonogatupe jumbo e le lagolagoina e Fannie Mae poʻo Freddie Mac.
I le 2024, ua fa'aleleia e le FHFA le fa'atapula'aina o nonogatupe mo so'o se ituaiga o nonogatupe, ae maise le Jumbo Loans.Fa'amolemole va'ai i lalo ole 2024 fa'atapula'a o nonogatupe i Kalefonia.
2024 Tapulaa Faaunegatupe i Itumalo o Kalefonia
| FA'ATUNUU | 1-Iunite Tapulaa | 2-Tapulaa Iuni | 3-Tapulaa Iuni | 4-Tapulaa Iuni |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUPUTI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAASAALOFA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUPU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEVA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTERE | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANU MOLI | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| TUSI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FA'AVAE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAKUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOTOSI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
