A'oa'i Siisii - AAA Lendings AAA Non-Conforming Nogatupe – Jumbo Nogatupe (Aofa'i Maualuga) – AAA Lendings lender and investor

Fa'amatalaga Oloa

E ui ina fa'atapula'aina e le to'atele o tagata fa'ameaalofa lo latou lautele, o lo'o fa'aauau pea ona fa'alauteleina lo matou auai i isi setete, tautuaina tagata nono mai i setete e 45, e aofia ai ma nisi o maketi sili ona malosi e pei o Kalefonia ma Texas. O le tele o la matou aapa atu e mafai ai ona matou malamalama ma fetuutuuna'i i fa'aitulagi fa'aitulagi, fa'amautinoaina o matou tagata fa'atau i setete eseese e maua le lagolago fa'apitonu'u a'o fa'amanuiaina pea mai lo matou poto fa'alotoifale.Fa'agaoioiga Fa'aaitalafu vave,Irs Pepa W-9,Mokesi Broker Uiga, I tua atu o oloa mokesi masani, matou te ofoina atu le tele o fofo faʻameaalofa faʻapitoa e fetaui ma manaʻoga patino o tagata o tausia. O a matou 'non-QM' oloa nogatupe ua mamanuina mo tulaga tau tupe e le masani ai, ua avea ai i matou ma tagata fa'ameaalofa atu mo tagata nono mai e le fetaui ma le masani masani. Matou te talitonu o loʻo i ai se mokesi mo tagata uma, ma o matou filifiliga faʻapitoa mo nonogatupe e faʻaalia ai la matou tautinoga i le faʻatasi.

– AAA Lendings AAA Non-Conforming Nogatupe – Jumbo Nogatupe (Aofa'i Maualuga) – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Fa'atapula'a le aofa'i o nonogatupe nai lo nonogatupe masani a le ofisa.

Fa'amatalaga

1) Max DTI 43%;
2) E oo atu i le $2M Aofaiga o Nogatupe;
3) E oʻo atu i le 80% Max LTV;
4) 2-tausaga lafoga toe faafoi e manaʻomia;
5) Leai se MI(Inisiua mokesi);
6) 720 poʻo le sili atu togi;
7) 12 pe sili atu masina fa'aagaga;
8) SFRs, 2-4 Units, PUDs，Condos;
9) O oloa e le o ni AUS.

O le a le Jumbo Loan?

O se nonogatupe jumbo o se ituaiga o faʻatupega e sili atu i tapulaʻa ua faʻatulagaina e le Federal Housing Finance Agency ma e le mafai ona faʻatau, faʻamaonia, pe faʻamaonia e Fannie Mae poʻo Freddie Mac. E tatau i tagata e ona fale ona o'o i mana'oga fa'aaitalafu e sili atu nai lo i latou o lo'o talosaga mo se fa'aunegatupe masani.Jumbo nonogatupe e fa'atagaina oe e fa'atau mea taugata. O se nonogatupe jumbo e le lagolagoina e Fannie Mae poʻo Freddie Mac.

E fa'afefea ona fa'amatala le Jumbo Loan?

I le 2022, ua fa'aleleia e le FHFA le fa'atapula'aina o nonogatupe mo so'o se ituaiga o nonogatupe, ae maise le Jumbo Loans. Fa'amolemole va'ai i lalo ole 2022 loan limits i Kalefonia, afai o lau nonogatupe e sili atu i le $970,800, ua e talafeagai mo le Jumbo loan. E mafai fo'i ona e su'e 2022 fa'agata fa'aaitalafu i isi itumalo.

2022 Kalefonia Itumalo Fa'aaitalafu Tapulaa:

FA'ATUNUU	1-AIGA	2-AIGA	3-AIGA	4-AIGA
ALAMEDA	$970,800	$1,243,050	$1,502,475	$1,867,275
ALPINE	$647,200	$828,700	$1,001,650	$1,244,850
AMADOR	$647,200	$828,700	$1,001,650	$1,244,850
PUPUTI	$647,200	$828,700	$1,001,650	$1,244,850
CALAVERAS	$647,200	$828,700	$1,001,650	$1,244,850
COLUSA	$647,200	$828,700	$1,001,650	$1,244,850
FEAGAIGA I LE SAMI	$970,800	$1,243,050	$1,502,475	$1,867,275
MATU	$647,200	$828,700	$1,001,650	$1,244,850
O LE DORADO	$675,050	$864,200	$1,044,600	$1,298,200
FRESNO	$647,200	$828,700	$1,001,650	$1,244,850
GLENN	$647,200	$828,700	$1,001,650	$1,244,850
FAASAALOFA	$647,200	$828,700	$1,001,650	$1,244,850
IMPERIAL	$647,200	$828,700	$1,001,650	$1,244,850
OE	$647,200	$828,700	$1,001,650	$1,244,850
KERN	$647,200	$828,700	$1,001,650	$1,244,850
TUPU	$647,200	$828,700	$1,001,650	$1,244,850
LEVA	$647,200	$828,700	$1,001,650	$1,244,850
LET	$647,200	$828,700	$1,001,650	$1,244,850
LOS ANGELES	$970,800	$1,243,050	$1,502,475	$1,867,275
LAAU	$647,200	$828,700	$1,001,650	$1,244,850
MARIN	$970,800	$1,243,050	$1,502,475	$1,867,275
MARIPOSA	$647,200	$828,700	$1,001,650	$1,244,850
MENDOCINO	$647,200	$828,700	$1,001,650	$1,244,850
MERCED	$647,200	$828,700	$1,001,650	$1,244,850
MODOC	$647,200	$828,700	$1,001,650	$1,244,850
MONO	$647,200	$828,700	$1,001,650	$1,244,850
MONTERE	$854,450	$1,093,850	$1,322,200	$1,643,200
NAPA	$897,000	$1,148,350	$1,388,050	$1,725,050
NEVADA	$647,200	$828,700	$1,001,650	$1,244,850
LANU MOLI	$970,800	$1,243,050	$1,502,475	$1,867,275
TUSI	$675,050	$864,200	$1,044,600	$1,298,200
FULU	$647,200	$828,700	$1,001,650	$1,244,850
FA'AVAE	$647,200	$828,700	$1,001,650	$1,244,850
SACRAMENTO	$675,050	$864,200	$1,044,600	$1,298,200
Sagato Penitito	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN BERNARDINO	$647,200	$828,700	$1,001,650	$1,244,850
SAN DIEGO	$879,750	$1,126,250	$1,361,350	$1,691,850
SAN FRANCISCO	$970,800	$1,243,050	$1,502,475	$1,867,275
SAN JOAKUIN	$647,200	$828,700	$1,001,650	$1,244,850
SAN LUIS OBISPO	$805,000	$1,030,550	$1,245,700	$1,548,100
PAIA MATAIO	$970,800	$1,243,050	$1,502,475	$1,867,275
SAINT BARBARA	$783,150	$1,002,600	$1,211,900	$1,506,100
SANTA CLARA	$970,800	$1,243,050	$1,502,475	$1,867,275
SARUSI PAIA	$970,800	$1,243,050	$1,502,475	$1,867,275
SHASTA	$647,200	$828,700	$1,001,650	$1,244,850
SIERA	$647,200	$828,700	$1,001,650	$1,244,850

Ata fa'amatalaga o oloa:

Ta'iala o Mea'ai Fa'atatau:

Mo le tele o matou tagata fa'atau, o le mokesi e sili atu nai lo na o se fefa'ataua'iga tau tupe; ose tulaga taua o le olaga. Pe o oe ose tagata fa'atau fale mo le taimi muamua po'o se tagata tomai fa'atau fale, matou te fa'alatalata atu i talosaga ta'itasi ma le fa'aeteete ma le fa'aeteete e tatau ai. Matou te faʻaaluina le taimi e malamalama ai i au sini ma faʻamoemoega, faʻamautinoa o lau mokesi e fetaui ma lau vaʻaiga mo lou lumanaʻi. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Amount) – AAA Lendings , O le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Luxembourg, Amman, Algeria, O lo tatou lelei o la tatou mea fou, fetuutuunai ma le faʻatuatuaina na fausia i le 20 tausaga talu ai. Matou te taulaʻi atu i le tuʻuina atu o auaunaga mo a matou tagata faʻatau e avea o se elemene autu i le faʻamalosia o matou vaʻaiga umi. O le fa'aauau pea ona maua o oloa maualuluga fa'atasi ma la tatou auaunaga lelei a'o le'i fa'atauina atu fa'atauga e fa'amautinoa ai le malosi o le fa'atauva i se maketi fa'alalolagi.

- AAA Lendings