1 (877) 789-8816 marketing@aaalendings.com
TPO Portal
U.S.

Nofoaga Autu

Fa'amatalaga Oloa

Matou te malamalama o le mokesi e le na o se fefaʻatauaiga tau tupe ae o se filifiliga taua o le olaga. O la matou taulaiga i le fa'atautotonuina o tagata fa'atau o lona uiga matou te le na'o numera; matou te mafaufau i lau tala faʻapitoa, faʻamoemoega, ma sini tau tupe. O matou tagata poto mokesi e faʻaalu le taimi e malamalama ai i lau lava malaga, faʻamautinoa e te mauaina se tali mokesi e fetaui ma lau vaʻaiga mo le lumanaʻi.Ta'iala Fa'aunegatupe masani 2021,Fua Fa'aaitalafu masani i aso nei,Sili mokesi lenders, O le mea e tuʻufaʻatasia ai i tatou o la tatou faiga faʻapitoa i le faʻauneina o tupe, e faʻafeagai ma auala e tasi-tutusa-uma-uma o loʻo faʻaogaina e le tele o isi. Matou te tuʻuina atu fofo faʻapitoa mo manaʻoga tulaga ese o tagata taʻitoʻatasi taʻitoʻatasi, talitonu mausali i le avanoa o nonogatupe uma. Faatasi ai ma le AAA LENDINGS, o au sini tau tupe e avea ma a matou, ma faʻatasi, matou te faʻataunuʻuina.
– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

Untitled-9

Vaaiga lautele

Polokalama aseta lauiloa. E iai le aofa'i o tupe a le tagata nono, e mafai ona totogi ai le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega; Leai DTI.

Fa'amatalaga

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a lenei polokalame?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta. Ole filifiliga lelei ole non-QM nogatupe.
AAA Lendings o le a le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Aseta ("ATR-In-Full"). Fa'ainisinia, so'o se tupe maua po'o se galuega o lo'o lisiina i luga o se talosaga o le a fa'apea e fa'atauva'a i le underwrite ma, e pei o le isi, e mafai ona tu'u avanoa. Afai o le galuega ma tupe maua o lo'o fa'atusalia i se talosaga, e le tatau ona fa'atatauina se DTI

E fa'afefea ona e iloa pe mafai ona e agavaa i aseta mo lenei polokalame?

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'amuta uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau tapuni.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.
 
Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

O le a le aseta e agavaa mo lenei polokalame?

Tinoitupe, fa'asoa, fa'atagaga ma aseta fa'aletupe a le tagata lava ia (leai se meatotino) = 100%
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua
Leai se tupe pisinisi

O ā aogā?

Min. 6 masina Fa'asao

Ata fa'amatalaga o oloa:

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings ata auiliili

Ta'iala o Mea'ai Fa'atatau:
E tautele lou taimi, ma e matou te faaaloalogia lena mea. I le AAA LENDINGS, matou te naunau e fa'afaigofie le faiga o mokesi e fa'asaoina ai lou taimi ma taumafaiga. O la matou talosaga i luga ole laiga e faʻaoga-faʻaoga ma mamanuina ma lou faʻaogaina i lou mafaufau. E mafai ona e fa'atumu le talosaga i lau oe lava saoasaoa, mai le mafanafana o lou fale po'o le ofisa. Matou te iloa o lo'o pisi lou olaga, ma matou te fa'amoemoe e fa'agaoioi le mokesi, lelei, ma sefe taimi. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Costa Rica, Polani, Bolivia, Faʻatasi ai ma le aʻoaʻoga faʻapitoa, au faʻataʻitaʻiga faʻapolofesa ma faiga faʻapitoa e pulea lelei, faʻavae i luga o le ogatotonu i le maualuga e faʻailogaina o lo tatou tulaga maketi, oa tatou oloa ma maketi faʻatau Amerika i lalo ifo o Densiyaya, o loʻo faʻatau atu a tatou oloa i lalo ifo o le maketi a Europa ma Amerika. Yisilanya.
    • O uiga galulue fa'asoa e matua lelei lava, feagai ma fa'afitauli eseese, e naunau i taimi uma e galulue fa'atasi ma i tatou, ia i tatou o le Atua moni.
    5 FetuSaunia e Andy mai Aferika i Saute - 2018.09.21 11:01
    E mafai ona fai mai o se tagata gaosi oloa sili lea na matou feiloai i Saina i lenei alamanuia, matou te lagona le laki e galulue ai ma le gaosiga sili ona lelei.
    5 FetuSaunia e Erin mai Sini - 2018.06.18 17:25

    Fa'atatauO'OGA

    Ki'i enter e su'e po'o le ESC e tapuni