Fa'atau A'oa'o - AAA Lendings Non-QM Easily Qualified Asset na'o filifiliga – ATR-In-Full – AAA Lendings lender and investor

Fa'amatalaga Oloa

O a'oa'oga mo tagata fa'atau ose maatulimanu o le misiona a le AAA LENDINGS. Matou te talitonu o se tagata nono fa'amatalaga o se tagata nono fa'amalosi. O le mafuaaga lena matou te alu ai i le maila faaopoopo e tuʻuina atu punaoa faʻaaoaoga ma taʻiala e fesoasoani ia te oe e faʻatautaia ai le lavelave o le mokesi. O la matou 'au e tuuto atu i le taliina o au fesili, faʻamatalaina le lavelave o tului, filifiliga o nonogatupe, ma isi mea, faʻamautinoa e te faia faʻamatalaga lelei. E taua ia i matou lou iloa tau tupe ma lou mautinoa.Fa'amaoniga Tusia ole Galuega,Nogatupe e le masani ai ma aitalafu leaga,Sili mokesi Lenders I totonu o matou, I le AAA LENDINGS, matou te galulue i lalo o le talitonuga mautu e faapea 'E leai se Nogatupe e le mafai.' O lenei talitonuga o le malosi lea o loʻo i tua atu oa tatou galuega ma o loʻo faʻaalia i la tatou mautauave, Mafai ona Fesoasoani, I taimi uma. O loʻo faʻapipiʻiina le aano moni o la matou faʻailoga AAA. Matou te iloa o tagata fa'atau eseese ma fa'ailoga fa'aunegatupe eseese e mana'omia ni fofo tulaga ese, ma ua matou saunia atoatoa e ofoina atu.

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Polokalama aseta lauiloa. E iai le aofa'i o tupe a le tagata nono, e mafai ona totogi ai le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega; Leai DTI.

Fa'amatalaga

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a lenei polokalame?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta. Ole filifiliga lelei ole non-QM nogatupe.
AAA Lendings o le a le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Aseta ("ATR-In-Full"). Fa'ainisinia, so'o se tupe maua po'o se galuega o lo'o lisiina i luga o se talosaga o le a fa'apea e fa'atauva'a i le underwrite ma, e pei o le isi, e mafai ona tu'u avanoa. Afai o le galuega ma tupe maua o lo'o fa'atusalia i se talosaga, e le tatau ona fa'atatauina se DTI

E fa'afefea ona e iloa pe mafai ona e agavaa i aseta mo lenei polokalame?

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'amuta uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau tapuni.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.

Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

O le a le aseta e agavaa mo lenei polokalame?

Tinoitupe, fa'asoa, fa'atagaga ma aseta fa'aletupe a le tagata lava ia (leai se meatotino) = 100%
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua
Leai se tupe pisinisi

O ā aogā?

Min. 6 masina Fa'asao

Ata fa'amatalaga o oloa:

Ta'iala o Mea'ai Fa'atatau:

E tautele lou taimi, ma e matou te faaaloalogia lena mea. I le AAA LENDINGS, matou te naunau e fa'afaigofie le faiga o mokesi e fa'asaoina ai lou taimi ma taumafaiga. O la matou talosaga i luga ole laiga e faʻaoga-faʻaoga ma mamanuina ma lou faʻaogaina i lou mafaufau. E mafai ona e fa'atumu le talosaga i lau oe lava saoasaoa, mai le mafanafana o lou fale po'o le ofisa. Matou te iloa o lo'o pisi lou olaga, ma matou te fa'amoemoe e fa'agaoioi le mokesi, lelei, ma sefe taimi. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Lithuania, Montreal, Zimbabwe, O la matou kamupani o le a faʻaauau pea ona pipii atu i le tulaga maualuga, taʻutaʻua, le tagata faʻaoga muamua mataupu faavae ma le loto atoa. Matou te faʻafeiloaʻi faʻafeiloaʻi uo mai soʻo se ituaiga olaga e asiasi ma tuʻuina atu taʻiala, galulue faʻatasi ma fatuina se lumanaʻi manuia!

- AAA Lendings

O lenei atinaʻe i totonu o le alamanuia e malosi ma faʻatauva, agai i luma ma taimi ma atinaʻe gafataulimaina, matou te matua fiafia lava e maua se avanoa e galulue faʻatasi ai!
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