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Fa'amatalaga Oloa

Fuafuaina o lou lumana'i tau tupe e amata ile paaga mokesi sa'o, ma ile AAA LENDINGS, matou te naunau e fesoasoani ia te oe e ausia au miti. Matou te malamalama o le faigamalaga agai i le umiaina o fale e mafai ona fiafia ae faʻafefe foi. O matou tagata tomai fa'apolofesa fa'apolofesa e sili atu nai lo na'o tagata poto mokesi; o latou o au paaga tau tupe. Latou te avanoa e talanoaina au sini, iloilo lou tulaga tau tupe, ma tuʻuina atu taʻiala patino e puʻeina ai lou fiafia. Matou te mitamita i le avea ma lima taʻitaʻia e faʻamalosia oe e fai filifiliga faʻamaonia e uiga i lou lumanaʻi.Sili mokesi Lenders I totonu o matou,Faaunegatupe masani 5 lalo Leai Pmi,Totogi Fa'aaitalafu masani, Matou te talitonu i le faʻamalosia o matou tagata faʻatau e ala i le poto. I le AAA LENDINGS, matou te tuʻuina atu le tele o punaoa ma mea tau aʻoaʻoga e faʻamaonia ai le lalolagi o mokesi. Mai tala ma taʻiala i luga o la matou 'upega tafaʻilagi i faʻamatalaga webinars, matou te mautinoa o loʻo e mauaina faʻamatalaga e te manaʻomia e fai ai faʻaiuga faʻapitoa e uiga i le faʻatupeina o lou fale. O lau faigamalaga i le umiaina o fale e tatau ona avea ma se tasi o le mautinoa, ma ua matou i ai iinei e tuʻuina atu le malamalama e faʻataunuʻu ai lena mea.
– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Polokalama aseta lauiloa. E iai le aofa'i o tupe a le tagata nono, e mafai ona totogi ai le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega; Leai DTI.

Fa'amatalaga

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a lenei polokalame?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta. Ole filifiliga lelei ole non-QM nogatupe.
AAA Lendings o le a le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Aseta ("ATR-In-Full"). Fa'ainisinia, so'o se tupe maua po'o se galuega o lo'o lisiina i luga o se talosaga o le a fa'apea e fa'atauva'a i le underwrite ma, e pei o le isi, e mafai ona tu'u avanoa. Afai o le galuega ma tupe maua o lo'o fa'atusalia i se talosaga, e le tatau ona fa'atatauina se DTI

E fa'afefea ona e iloa pe mafai ona e agavaa i aseta mo lenei polokalame?

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'amuta uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau tapuni.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.
 
Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

O le a le aseta e agavaa mo lenei polokalame?

Tinoitupe, fa'asoa, fa'atagaga ma aseta fa'aletupe a le tagata lava ia (leai se meatotino) = 100%
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua
Leai se tupe pisinisi

O ā aogā?

Min. 6 masina Fa'asao

Ata fa'amatalaga o oloa:

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings ata auiliili

Ta'iala o Mea'ai Fa'atatau:
O le manino o le totonugalemu lea oa tatou galuega. Matou te mitamita ia matou fesoʻotaʻiga matala ma faʻamaoni ma a matou tagata faʻatau. Leai se totogi natia, leai se mea e ofo ai. Matou te tuʻuina atu faʻamatalaga manino ma tuusaʻo e uiga i au filifiliga mokesi, faʻamautinoa o loʻo ia te oe mea moni uma e fai ai faʻaiuga faʻamaonia. O la matou sini o le fausia lea o le fa'atuatuaga ma a matou tagata fa'atau e ala i le sa'o ma le manino, fa'afaigofie lou poto masani i le fa'atupeina o fale. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , O le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Suitiselani, Islamabad, Turin, O la matou kamupani e ofoina atu le atoaga mai le faʻatau atu i le maeʻa o le faʻatau atu, mai le atinaʻeina o oloa e suʻe le faʻaogaina o le tausiga, e faʻavae i luga o le malosi, malosi faʻapitoa ma faʻaauauina le faʻatinoina o oloa, faʻaauauina le tau o oloa, faʻaauauina le faʻatinoina o oloa, faʻaauau pea le faʻatinoina o oloa, faʻaleleia atili tau o oloa, faʻaauau pea le faʻaogaina o oloa, faʻaleleia atili tau o oloa, faʻaauau pea le faʻatinoga ma auaunaga, ma fa'alauteleina le galulue fa'atasi ma a tatou tagata fa'atau, atina'e masani ma fatuina se lumana'i sili atu.
    • O le pule o le teugatupe a le kamupani o loʻo i ai le tamaoaiga o le poto masani ma le poto masani, e mafai ona ia saunia polokalame talafeagai e tusa ai ma o tatou manaʻoga ma tautala Igilisi lelei.
    5 FetuSaunia e Vanessa mai luzern - 2017.12.19 11:10
    O le pipii atu i le pisinisi mataupu faavae o faamanuiaga soofaatasi, tatou te maua se fefaʻatauaʻiga fiafia ma manuia, matou te manatu o le a avea i matou ma paaga sili ona lelei.
    5 FetuSaunia e Heather mai Sheffield - 2017.09.26 12:12

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