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Fa'amatalaga Oloa

I le lalolagi o nonogatupe mokesi, o le avanoa e taua. O la matou fa'afuainumera mokesi fa'akomepiuta ua mamanuina ma lou fa'afaigofie ile mafaufau. E mafai ona e talosaga mo se mokesi, tu'u i luga pepa, ma siaki lau fa'agasolo i luga ole laiga i luga ole laiga, uma mai le mafanafana o lou fale. Ua matou fatuina se poto masani faʻatekonolosi e tuʻuina oe i le pule, faʻamautinoa e mafai ona e pulea lau talosaga mokesi i lau lava saoasaoa, 24/7.Kamupani mokesi pito i luga,Fa'amatalaga Galuega mokesi,Totogi mokesi Broker Kalefonia, Matou te malamalama o le fa'aaitalafu e mafai ona avea ma popolega mo le tele o tagata nono mai. O le mafuaaga lena matou te ofoina atu ai au'aunaga faufautua fa'aaitalafu e fesoasoani ia te oe e fa'aleleia lau togi fa'aaitalafu ma fa'amautu lelei tu'utu'uga nogatupe. E ala i le tu'uina atu o fa'amatalaga taua ma fa'atonuga fa'atatau, matou te fa'amoemoe e fa'aaofia tagata fa'aaitalafu e ono le mautinoa i le taimi muamua lo latou agava'a. Ua matou i ai iinei e fa'amalosia oe e pulea lou lumana'i tau tupe.
– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Polokalama aseta lauiloa. O lo'o iai le aofa'i o aseta a le tagata nono mai, e mafai ona fa'amauina le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega e mana'omia; Leai DTI.

Polokalama Taualoa

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a le ATR-In-Full?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta.

Matou te le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Assets ("ATR-In-Full"). Mo lenei polokalame, e mafai ona e fa'aavanoa le vaega o tupe maua i luga o le talosaga nogatupe ona e le talafeagai i lenei polokalame.

Fa'ailoga

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'ai'uga uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau fa'ai'uga.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.

Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai o le tagata nono mai e 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

Aseta Fa'atatau

Tinoitupe, fa'asoa, fa'amauina ma aseta fa'aletagata (leai se meatotino) = 100%.
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua.
Leai se tupe pisinisi.

Ata fa'amatalaga o oloa:

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings ata auiliili

Ta'iala o Mea'ai Fa'atatau:
E ui ina fa'atapula'aina e le to'atele o tagata fa'ameaalofa lo latou lautele, o lo'o fa'aauau pea ona fa'alauteleina lo matou auai i isi setete, tautuaina tagata nono mai i setete e 45, e aofia ai ma nisi o maketi sili ona malosi e pei o Kalefonia ma Texas. O le tele o la matou aapa atu e mafai ai ona matou malamalama ma fetuutuuna'i i fa'aitulagi fa'aitulagi, fa'amautinoaina o matou tagata fa'atau i setete eseese e maua le lagolago fa'apitonu'u a'o fa'amanuiaina pea mai lo matou poto fa'alotoifale. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Ekuatoa, Turin, Doha, I le tele o tausaga, faʻatasi ai ma oloa maualuga, auaunaga muamua-vasega, tau ultra-maualalo matou te manumalo ia te oe le faʻatuatuaina ma le fiafia o tagata faʻatau. O le taimi nei ua fa'atau atu a matou oloa i totonu o le atunu'u ma fafo. Fa'afetai mo le lagolago masani ma tagata fou. Matou te tuʻuina atu oloa maualuga ma tau faʻatauvaʻa, faʻafeiloaʻi tagata faʻatau masani ma fou e galulue faʻatasi ma i matou!
    • O se fa'atau oloa fa'apitoa fa'apitoa, matou te o mai lava i la latou kamupani mo le fa'atau, lelei lelei ma taugofie.
    5 FetuSaunia e Olivia mai United Arab emirates - 2018.06.18 19:26
    O loʻo i ai i le kamupani punaoa mauoa, masini faʻapitoa, tagata faigaluega poto masani ma auaunaga sili ona lelei, faʻamoemoe e te faʻaleleia atili ma faʻaatoatoaina au oloa ma auʻaunaga, manaʻo ia sili atu!
    5 FetuSaunia e Eartha mai Johannesburg - 2017.08.16 13:39

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