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Fa'amatalaga Oloa

O le su'eina o le laufanua mokesi e mafai ona lavelave, ae o le AAA LENDINGS e faafaigofieina le faagasologa, ma avea ai ma mea e fiafia ma leai se popole. Matou te ofoina atu se faiga faʻapipiʻi manino ma puʻupuʻu pepa, faʻatagaina oe e faigofie ona tuʻuina atu pepa manaʻomia ile initaneti. Matou te iloa lelei e taua lou taimi, ma e ala i le faʻafaigofieina o le faagasologa, matou te faʻaauau pea ona e galue malosi ma pulea lau malaga mokesi.Totogi Tala'aga,Mokesi Tupe Maua Totogi,Laina Fa'aaitalafu, Matou te talitonu i le faʻamalosia o matou tagata faʻatau e ala i le poto. I le AAA LENDINGS, matou te tuʻuina atu le tele o punaoa ma mea tau aʻoaʻoga e faʻamaonia ai le lalolagi o mokesi. Mai tala ma taʻiala i luga o la matou 'upega tafaʻilagi i faʻamatalaga webinars, matou te mautinoa o loʻo e mauaina faʻamatalaga e te manaʻomia e fai ai faʻaiuga faʻapitoa e uiga i le faʻatupeina o lou fale. O lau faigamalaga i le umiaina o fale e tatau ona avea ma se tasi o le mautinoa, ma ua matou i ai iinei e tuʻuina atu le malamalama e faʻataunuʻu ai lena mea.
– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Polokalama aseta lauiloa. O lo'o iai le aofa'i o aseta a le tagata nono mai, e mafai ona fa'amauina le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega e mana'omia; Leai DTI.

Polokalama Taualoa

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a le ATR-In-Full?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta.

Matou te le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Assets ("ATR-In-Full"). Mo lenei polokalame, e mafai ona e fa'aavanoa le vaega o tupe maua i luga o le talosaga nogatupe ona e le talafeagai i lenei polokalame.

Fa'ailoga

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'ai'uga uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau fa'ai'uga.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.

Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai o le tagata nono mai e 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

Aseta Fa'atatau

Tinoitupe, fa'asoa, fa'amauina ma aseta fa'aletagata (leai se meatotino) = 100%.
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua.
Leai se tupe pisinisi.

Ata fa'amatalaga o oloa:

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings ata auiliili

Ta'iala o Mea'ai Fa'atatau:
Mo le tele o matou tagata fa'atau, o le mokesi e sili atu nai lo na o se fefa'ataua'iga tau tupe; ose tulaga taua o le olaga. Pe o oe ose tagata fa'atau fale mo le taimi muamua po'o se tagata tomai fa'atau fale, matou te fa'alatalata atu i talosaga ta'itasi ma le fa'aeteete ma le fa'aeteete e tatau ai. Matou te faʻaaluina le taimi e malamalama ai i au sini ma faʻamoemoega, faʻamautinoa o lau mokesi e fetaui ma lau vaʻaiga mo lou lumanaʻi. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Aukilani, Nigeria, Maketonia, Faatasi ai ma le atinaʻeina ma le faʻalauteleina o le tele o tagata faʻatau i fafo, o lea ua matou faʻatutuina sootaga felagolagomai ma le tele o ituaiga tetele. O loʻo i ai a matou lava fale gaosimea ma e tele foʻi fale faʻalagolago ma galulue faʻatasi i totonu o le fanua. O le tausisia o le lelei muamua, tagata faʻatau muamua, Matou te tuʻuina atu mea e sili ona lelei, taugofie ma auaunaga muamua i tagata faʻatau. Matou te faʻamoemoe faʻamaoni e faʻavae sootaga pisinisi ma tagata faʻatau mai le lalolagi atoa i luga o le faʻavae o le lelei, manuia faʻatasi. Matou te faʻafeiloaʻi poloketi OEM ma mamanu.
    • Galulue faatasi ma oe i taimi uma e matua manuia, fiafia tele. Faamoemoe e mafai ona tatou maua atili le galulue faatasi!
    5 FetuSaunia e Daphne mai Eindhoven - 2018.12.11 14:13
    O le auaunaga faʻamaonia pe a uma ona faʻatau atu e talafeagai ma mafaufau, faʻafitauli faʻafitauli e mafai ona foia vave, matou te lagona le faʻatuatuaina ma le saogalemu.
    5 FetuSaunia e Hulda mai Ausetalia - 2018.12.10 19:03

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