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Fa'amatalaga Oloa

E tautele lou taimi, ma e matou te faaaloalogia lena mea. I le AAA LENDINGS, matou te naunau e fa'afaigofie le faiga o mokesi e fa'asaoina ai lou taimi ma taumafaiga. O la matou talosaga i luga ole laiga e faʻaoga-faʻaoga ma mamanuina ma lou faʻaogaina i lou mafaufau. E mafai ona e fa'atumu le talosaga i lau oe lava saoasaoa, mai le mafanafana o lou fale po'o le ofisa. Matou te iloa o lo'o pisi lou olaga, ma matou te fa'amoemoe e fa'agaoioi le mokesi, lelei, ma sefe taimi.Top 5 kamupani mokesi toe fa'atupeina,Vasega mokesi Broker,Le Manaomia W-2 Form, Matou te talitonu i le faʻamalosia o matou tagata faʻatau e ala i le poto. I le AAA LENDINGS, matou te tuʻuina atu le tele o punaoa ma mea tau aʻoaʻoga e faʻamaonia ai le lalolagi o mokesi. Mai tala ma taʻiala i luga o la matou 'upega tafaʻilagi i faʻamatalaga webinars, matou te mautinoa o loʻo e mauaina faʻamatalaga e te manaʻomia e fai ai faʻaiuga faʻapitoa e uiga i le faʻatupeina o lou fale. O lau faigamalaga i le umiaina o fale e tatau ona avea ma se tasi o le mautinoa, ma ua matou i ai iinei e tuʻuina atu le malamalama e faʻataunuʻu ai lena mea.
– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings Fa'amatalaga:

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Vaaiga lautele

Polokalama aseta lauiloa. E iai le aofa'i o tupe a le tagata nono, e mafai ona totogi ai le tau fa'atau po'o le aofa'i o nonogatupe ma le tau fa'ai'u. Leai se fa'amatalaga faigaluega; Leai DTI.

Fa'amatalaga

1) E oʻo atu i le 75% LTV;
2) E oo atu i le $4M le aofaiga o nonogatupe;
3) Na'o le fale nofo;
4) Leai se tapula'a i le numera o meatotino fa'atupeina;
5) Le itiiti ifo i le 6 masina fa'aagaga mai tupe a le tagata nono mai.

O le a lenei polokalame?

O le polokalame ATR-In-Full ose polokalame aseta, lea e agavaa i na'o aseta. Ole filifiliga lelei ole non-QM nogatupe.
AAA Lendings o le a le fuafuaina se DTI mo tagata talosaga e agavaa e ala i le faʻamaonia o Aseta ("ATR-In-Full"). Fa'ainisinia, so'o se tupe maua po'o se galuega o lo'o lisiina i luga o se talosaga o le a fa'apea e fa'atauva'a i le underwrite ma, e pei o le isi, e mafai ona tu'u avanoa. Afai o le galuega ma tupe maua o lo'o fa'atusalia i se talosaga, e le tatau ona fa'atatauina se DTI

E fa'afefea ona e iloa pe mafai ona e agavaa i aseta mo lenei polokalame?

O lo'o i lalo auala ole fa'atatauga:
Mo le fa'atauga o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le tau fa'atau fa'atasi ai ma so'o se tau fa'amuta uma.
Aseta >= Tau fa'atau + tau tapunia uma
Mo le toe fa'atupeina o nonogatupe, o le aofa'i o aseta fa'atagaina e tatau ona fetaui ma le aofa'i atoa o nonogatupe fa'atasi ai ma tau tapuni.
Aseta >= Aofa'iga o nonogatupe + tau fa'ai'uga

Va'ai i lalo scenarios qualification, e mafai ona e va'ai i metotia fa'atatau e va'ai pe mafai ona e agava'a muamua a'o le'i fa'atoga atu ni nogatupe ma le au fa'atupe:

Fa'aaliga 1: Tau fa'atau fa'atasi ma tau tapuni = $768,500. Aseta avanoa = $700,000 (fa'asao) fa'aopoopo $45,000 (50% o le IRA) = $748,000. Puupuu i le $20,500. Afai o le tagata nono e 59.5 pe sili atu, o aseta agavaa o le a $700,000 + $54,000 (60% o le IRA) = $754,000 ma puupuu i le $14,500.
 
Tala 2: Ole aofa'i ole nonogatupe fa'atasi ai ma tau e tapunia ai = $518,500. Aseta avanoa = $370,000 (teuga) + $100,000 (50% o le IRA) = $470,000. Puupuu i le $48,500. Afai 59.5 pe sili atu, aseta agavaa = $370,000 + $120,000 (60% o le IRA) = $490,000 ma puupuu i le $28,500.

O le a le aseta e agavaa mo lenei polokalame?

Tinoitupe, fa'asoa, fa'atagaga ma aseta fa'aletupe a le tagata lava ia (leai se meatotino) = 100%
Teugatupe litaea = 50% pe a 59 pe la'ititi ma 60% pe a matua
Leai se tupe pisinisi

O ā aogā?

Min. 6 masina Fa'asao

Ata fa'amatalaga o oloa:

– AAA Lendings Non-QM Easily Qualified Asset na o filifiliga – ATR-In-Full – AAA Lendings ata auiliili

Ta'iala o Mea'ai Fa'atatau:
I le AAA LENDINGS, matou te talitonu i le toe tuʻuina atu i a matou tagata faʻatau. O le mea lena matou te ofoina atu ai se polokalame fa'amaoni e tauia oe mo lou fa'atuatuaina ma le fa'aauauina o faigapa'aga ma i matou. O la matou polokalame fa'amaoni ua mamanuina e fa'aauau pea ona e auai ma fa'afetaia, e ofoina atu fa'amanuiaga fa'apitoa ma fa'aitiitiga mo a matou tagata fa'atau toe fo'i mai. O lau tautinoga i le AAA LENDINGS e aloa'ia ma tauia, ma e matou te taumafai e fa'aauau lou fiafia i la matou tautua o se aafiaga tauia. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Le oloa o le a tuʻuina atu i le lalolagi atoa, e pei o: Brisbane, San Francisco, Hamburg, Ina ia mafai ona faʻamalieina a tatou maketi, ua sili atu le gauai atu i le lelei o a tatou oloa ma auaunaga. Ole taimi nei e mafai ona tatou faʻafetaui manaoga faʻapitoa a tagata faʻatau mo mamanu faʻapitoa. Matou te atiina ae pea a matou atinaʻe agaga lelei ola le atinaʻe, aitalafu faʻamautinoa le galulue faʻatasi ma tausia le mautauave i o matou mafaufau: tagata faʻatau muamua.
    • O le tulaga lelei o mea mataʻina a lenei tagata faʻatau oloa e mautu ma faʻatuatuaina, e masani lava e tusa ai ma manaʻoga a le matou kamupani e tuʻuina atu oloa e fetaui ma o matou manaʻoga.
    5 FetuSaunia e Flora mai Bahamas - 2018.09.16 11:31
    O loʻo i ai i le aufaigaluega fale gaosi oloa le poto masani faʻapisinisi ma le poto masani faʻagaioiga, matou te aʻoaʻoina le tele o mea i le galulue faʻatasi ma i latou, matou te matua faʻafetai lava e mafai ona matou faʻaalia se kamupani lelei o loʻo i ai ni tagata faigaluega lelei.
    5 FetuSaunia e Madge mai Tunisia - 2017.12.19 11:10

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