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Portfolio Bank Statement
Portfolio DSCR
Portfolio Foreign National DSCR

* Na'o Fa'atau

Fa'amatalaga

1) 5/6 ARM 30 Aso Tulaga SOFR (5/1/5);
2) Fa'atau i lalo ole par 1:2;
3) Aofa'iga ole Aofa'iga o Nogatupe $500,000 – $5,000,000.

* Fa'atauga fa'atau i luga ole par e le taliaina

Portfolio Bank Statement

1) Totogi UW $1495 & Totogi Fa'agaioiga $845;

2) Totogifuapauina o le Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;

3) Fa'amatalaga Faletupe Max. LTV 65%;

4) Faamatalaga Faletupe – Na'o Tului Max. LTV 60%;

5) Min. Tupe Faaunegatupe $500,000;

6) Atunu'u mai fafo - E le agavaa;

7) Fa'asalaga 18-Masina a'o le'i totogiina e tutusa ma le tului e 6 masina;

8) Min. 12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;

9) Tuusaunoaga: mataupu i lea mataupu mo le aofaiga o nonogatupe ≤ $500k ma le 0.5 fetuutuunai i totogifuapauina.

Portfolio DSCR

1) Totogi UW $1495 & Totogi Fa'agaioiga $845;

2) Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;

3) Min. Tupe Faaunegatupe $500,000;

4) Atunu'u mai fafo - E le agavaa;

5) La'ititi DSCR 1,000;

6) Fa'aaitalafu i Tagata Fa'alenatura - Leai se Fa'alapotopotoga Fa'aitalafu;

7) 2-4 Unite Meatotino e Agavaa ma 5% Fa'aitiitiga i Max. LTV/CLTV i le Matrix;

8) Fa'asalaga 18-Masina a'o le'i totogiina e tutusa ma le tului e 6 masina;

9) Min. 12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;

10) Tuusaunoaga: mata'upu i lea mataupu mo le aofa'i o nonogatupe ≤ $500k ma le 0.5 fetuutuunai ile totogifuapauina.

Portfolio FN DSCR

1) Totogi UW $1495 & Totogi Fa'agaioiga $845;

2) Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;

3) Iloiloga a le Atunuu i Fafo $250;

4) Min. Tupe Faaunegatupe $500,000;

5) La'ititi DSCR 1,000;

6) Na'o Tului - E le fa'atagaina;

7) Malosiaga o le Loia – E le fa'atagaina;

8) Fa'asalaga Muamua (Investor) e 18 masina ma tutusa ma le 6 masina tului.

9) Min. 12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;

10) Tuusaunoaga: mata'upu i lea mataupu mo le aofa'i o nonogatupe ≤ $500k ma le 0.5 fetuutuunai ile totogifuapauina.

Fa'afefea ona fa'atatauina le Portfolio DSCR?

E tatau ona fa'atatau le DSCR e pei ona taua i lalo: DSCR = * Tupe Maua Fa'amautotogi ÷ Totogi Fa'alemasina Fa'apitoa (Na'o P ma I);

* Tupe Totogi Fa'asilasito = Tupe Totogi Fa'aletupe * (1 – Fa'atatau o Tupe Fa'aalu);

Tulaga Fa'aalu: Meatotino e leai se HOA = 25%, Meatotino ma HOA = 30%;

Ole lisi ole a la'ititi ole: Tupe maua lisi o lo'o iai nei po'o le aofa'i ile 1007 na tu'uina mai e le tagata fa'atatau o lo'o fa'aalia ai le fa'atulagaina ole lisi ole maketi.