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Portfolio Bank Statement
Portfolio DSCR
Portfolio Foreign National DSCR
* Na'o Fa'atau
Fa'amatalaga
1) 5/6 ARM 30 Aso Tulaga SOFR (5/1/5);
2) Fa'atau i lalo ole par 1:2;
3) Max.Tupe Faaunegatupe $5,000,000.
* Fa'atauga fa'atau i luga ole par e le taliaina
Portfolio Bank Statement
1) Totogi UW $1495 & Totogi Fa'agaioiga $845;
2) Totogifuapauina o le Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;
3) Fa'amatalaga Faletupe Max.LTV 65%;
4) Faamatalaga Faletupe - Na'o Tului Max.LTV 60%;
5) Min.Tupe Faaunegatupe $500,000;
6) Atunu'u mai fafo - E le agavaa;
7) Fa'asalaga 18-Masina a'o le'i totogiina e tutusa ma le tului e 6 masina;
8) Min.12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;
9) Tuusaunoaga: mataupu i lea mataupu mo le aofaiga o nonogatupe ≤ $500k ma le 0.5 fetuutuunai i totogifuapauina.
Portfolio DSCR
1) Totogi UW $1495 & Totogi Fa'agaioiga $845;
2) Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;
3) Min.Tupe Faaunegatupe $500,000;
4) Atunu'u mai fafo - E le agavaa;
5) Min.DSCR 1.000;
6) Fa'aaitalafu i Tagata Fa'alenatura - Leai se Fa'alapotopotoga e Nono Mai;
7) 2-4 Unite Meatotino e Agavaa ma 5% Fa'aitiitiga i Max.LTV/CLTV i le Matrix;
8) Fa'asalaga 18-Masina a'o le'i totogiina e tutusa ma le tului e 6 masina;
9) Min.12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;
10) Tuusaunoaga: mata'upu i lea mataupu mo le aofa'i o nonogatupe ≤ $500k ma le 0.5 fetuutuunai ile totogifuapauina.
Portfolio FN DSCR
1) Totogi UW $1495 & Totogi Fa'agaioiga $845;
2) Toe Iloiloga o Mavaega/Fa'alapotopotoga $300, pe a talafeagai;
3) Iloiloga a le Atunuu i fafo $250;
4) Min.Tupe Faaunegatupe $500,000;
5) Min.DSCR 1.000;
6) Na'o Tului - E le fa'atagaina;
7) Malosiaga o Loia - E le fa'atagaina;
8) Fa'asalaga Muamua (Investor) e 18 masina ma tutusa ma le 6 masina tului.
9) Min.12 masina PITIA i luga o meatotino o le fanua fa'aagaaga;
10) Tuusaunoaga: mata'upu i lea mataupu mo le aofa'i o nonogatupe ≤ $500k ma le 0.5 fetuutuunai ile totogifuapauina.
Fa'afefea ona fa'atatauina le Portfolio DSCR?
E tatau ona fa'atatau le DSCR e pei ona taua i lalo: DSCR = * Tupe Maua Fa'amautotogi ÷ Totogi Fa'alemasina Fa'apitoa (Na'o P ma I);
* Tupe Totogi Fa'asilasito = Tupe Totogi Fa'aletupe * (1 - Fa'atauga Fa'aalu);
Tulaga Fa'aalu: Meatotino e leai se HOA = 25%, Meatotino ma HOA = 30%;
Ole lisi ole a la'ititi ole: Tupe maua lisi o lo'o iai nei po'o le aofa'i ile 1007 na tu'uina mai e le tagata fa'atatau o lo'o fa'aalia ai le fa'atulagaina ole lisi ole maketi.
